FAQ & Terminology
Term | Description |
---|---|
AETS | American Express Token Service |
CIT | Customer Initiated. The cardholder is in session and triggered the payment. |
DPAN | Device Primary Account Number |
ECI | Electronic Commerce Indicator (ECI) security level associated with the Network Token. |
FPAN | Full Primary Account Number (raw credit card number) |
MDES | Mastercard Digital Enablement Service |
MIT | Merchant Initiated. They payment is triggered by the merchant in absence of the cardholder. |
OBOTR | On-Behalf-Of Token Requestor. Entity which is requesting a Network Token on behalf of a merchant. |
PAN | Primary Account Number. Plain text credit card number. |
TAVV | Token Authentication Verification Value (Cryptogram). Unique value each transaction which must be sent in the authorisation request to the Payment Provider. |
TRID | Token Request ID - Merchant specific identifier that is used for provisioning Network Tokens. |
TSP | Token Service Provider - Entity which is issuing the Network Token. |
VTS | Visa Token Services |
Which card brands are supported?
As of November 2022, PCI Proxy is a certified Token Requestor for
VISA VTS
and MasterCard MDES
. AMEX AETS
is planned for mid of 2023. For any other brand please contact our team. Use the Tokenization API (if you have a transactionID) or the Alias Status API (if you have a PCI Proxy alias) and look for the
tokenInfo
object if you are not sure if a Network Token has been provisioned. Do Network Tokens provide any liability shift?
No - in case you want to shift the liability to the issuer, strong customer authentication is still required. We recommend to use the 3D-Secure APIs to authenticate cardholders.
Do I need to have a card verification code (CVC) to create a Network Token?
A CVC is not required for the creation of a Network Token - however, we recommend to check per use-case if you still need to capture the CVC code. Depending on your agreement with the acquirer you might need a CVC code when authorizing with PAN and not Network Tokens.
Last modified 3mo ago